Terms of Service
Last updated: 10 October 2026
1. Not financial advice
IntellaZone is an educational and informational platform. Nothing on it constitutes financial, investment, tax or trading advice, or a recommendation to buy or sell any security. IntellaZone and its operators are not a registered investment adviser, broker-dealer, financial planner or tax adviser, and using the platform forms no advisory, fiduciary or client relationship with any of them. Nothing on the platform is individualized to any reader's financial situation, objectives or needs; where a page works on a reader's own entries, such as a portfolio, it describes those entries and does not advise on them. Every call, grade, factor reading, plan and figure on the platform is produced by an algorithm from market data and is a description of that data. Whether to act on any of it, and whether to take licensed advice first, is a decision that rests with the reader alone.
2. No guarantees
Past performance — including the forward-tested record on the receipts page — does not guarantee future results. Trading and investing involve risk, and some or all of the money put at risk can be lost. IntellaZone makes no guarantee about the accuracy, completeness or timeliness of anything on the platform. A call can be wrong; a grade describes data, not an outcome; markets are unpredictable. The platform and everything on it are provided "as is" and "as available", without warranties of any kind, express or implied, including the implied warranties of merchantability, fitness for a particular purpose and non-infringement, to the extent the law allows.
3. The reader's responsibility
Every trading and investment decision made after reading IntellaZone is the reader's own, as is every loss that follows from it. Using the platform is an acknowledgement of the risks involved in trading and investing. Money that cannot be afforded to lose is money that can be lost.
4. Short selling
Short selling carries theoretically unlimited risk: because there is no ceiling on how far a price can rise, a short position can lose more than the amount invested. IntellaZone's short calls are algorithmic descriptions of data and carry that risk in full. A stop is a plan, not a guarantee — in a gap, a halt or a fast market, a stop order can fill far from its level, or not at all.
5. Crypto assets
Cryptocurrency markets are highly volatile and largely unregulated. A crypto asset can lose all of its value; emerging and trending coins in particular carry extreme risk, and many go to zero. Whatever is put into a crypto asset can be lost completely.
6. Data accuracy
Market data, prices, calls and grades come from third-party feeds and may contain errors, delays or gaps. The figures on a broker's platform, not the ones here, are the figures an order is filled against. IntellaZone is not liable for any trading loss that follows from inaccurate or delayed data.
7. TSP and retirement accounts
The TSP and 401(k) analysis on the platform is educational. Retirement decisions rest on the plan's own documents and, where wanted, on an employer's HR department or a licensed financial advisor. Interfund transfers and contribution changes carry rules and limits that vary by plan.
8. Membership, billing and refunds
Membership is billed by Stripe, monthly or yearly, at the price shown on the membership page and at checkout; card details go to Stripe and are never held by IntellaZone. A membership renews automatically at the end of each period until it is cancelled, which can be done at any time from the account page. Where a free trial of 10 days is offered to a new member, the first charge falls at the end of the trial unless the membership is cancelled before then. A monthly membership is not refunded for part of a month: if you cancel, access continues to the end of the month you have paid for. A yearly membership is refunded in full if you ask within 14 days of the first charge or within 14 days of a yearly renewal charge. A full refund, or a dispute of a charge with the card issuer, ends the membership at once; a partial refund does not. Membership gives one person access to the platform; sharing an account is not part of it.
9. Account security
The security of an IntellaZone account rests on its password: a password shared is an account shared. IntellaZone never asks for brokerage credentials, a social security number or a financial account number.
10. Limitation of liability
To the maximum extent permitted by law, IntellaZone and its operators are not liable for any direct, indirect, incidental, special, consequential or punitive damages arising from use of the platform, including trading losses, lost profits and data loss. In any case, the total liability of IntellaZone and its operators for all claims arising from the platform or these terms is limited to the amount the reader paid for membership in the twelve months before the claim arose, or $50 if the reader paid nothing in that time. Where the law does not allow a limitation in this clause, it applies to the fullest extent the law does allow.
11. Indemnity
The reader agrees to indemnify and hold harmless IntellaZone and its operators from any claim, loss, liability, damage or cost, including reasonable legal fees, arising from the reader's use of the platform, the reader's trading and investment decisions, or the reader's breach of these terms.
12. Changes to these terms
These terms may change. Continued use of the platform after a change is acceptance of the new terms, and the date at the top of this page is updated whenever they change.
13. Governing law and disputes
These terms are governed by the laws of the Commonwealth of Virginia, United States, without regard to its conflict-of-law rules. A dispute arising from use of the platform or from these terms is resolved through binding arbitration seated in Virginia, on an individual basis: no claim may be brought or heard as a class action, a collective action or any other representative proceeding.
14. Severability
If any part of these terms is found unenforceable, that part is enforced to the extent the law allows, and the rest of these terms remain in full force.
15. Contact
Questions about these terms reach IntellaZone through the platform. Using IntellaZone is an acknowledgement that these Terms of Service have been read and understood, and an agreement to be bound by them.
IntellaZone is not a licensed broker, investment advisor or financial institution. Everything on it is educational and informational. Trading and investing carry a substantial risk of loss, and every decision, and its result, is the reader’s own.